Wherever you are on your business journey,
we're with you every step of the way.
At MECU Credit Union, we're here to make business credit and capital more affordable,
expert financial advice more accessible, and success more achievable.
expert financial advice more accessible, and success more achievable.
Simple Business Checking
The most common Business Banking option to build the foundation of your business and achieve your ambitious business goals.
Open an Account Learn MoreAccess Business Checking
Your hard work is paying off and your business is evolving. This option is best for business owners adjusting to changes with increased financial activity.
Open an Account Learn More| Simple Business Checking Account | Access Business Checking Account | |
|---|---|---|
| Minimum balance to open | $100 | $100 |
| Monthly Service Fee | $12/mo Fee waived by maintaining $1,000 daily ledger balance |
$16/mo Fee waived by maintaining $2,500 daily ledger balance |
| Interest Rate | Variable-rate subject to change |
Non-interest bearing |
| Monthly Per Check Fee | 50 paid checks per month included; $.25 per paid check thereafter |
75 paid checks per month included; $.25 per paid check thereafter |
| Check Orders | First order of basic-style business checks is free1 |
First order of business checks are discounted2 |
| Business Online and Mobile Banking | ||
| Business Bill Pay Service | ||
| Business Debit Card | ||
| Online Statements | ||
| Monthly Analysis Statement of Activity |
Unavailable | |
| Remote Deposit Capture - Multi-item scanner |
Unavailable | Available at an additional charge |
| ACH Online Origination | Unavailable | Available at an additional charge |
| Online Wire Origination - Domestic and International | Unavailable | Available at an additional charge |
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on business checking accounts and commercial debit cards.
Disclosures
1 Other options available at an additional charge.2 FIrst check order discounted up to $1,000.
3 Otherwise, monthly maintenance fee of $12.
4 Variable-rate subject to change without notice.
5 $0.25 per item over 50 items paid per month.
